If you're under 65 or not yet eligible for Medicare, we help you find the right ACA marketplace health plan β and make sure you're receiving every dollar of subsidy you qualify for.
The Affordable Care Act (ACA) created the Health Insurance Marketplace, where individuals and families can shop for comprehensive health coverage. Depending on your income, you may qualify for Premium Tax Credits that significantly reduce your monthly premium β sometimes to $0.
As independent agents, we help you compare every plan available in South Carolina and identify every subsidy you're eligible for. Most people are surprised at how much financial assistance is available.
Open Enrollment runs November 1 through January 15 in South Carolina. Special Enrollment Periods are available if you experience a qualifying life event β like losing job-based coverage, getting married, or having a baby.
Lowest monthly premiums, highest out-of-pocket costs. Best for people who rarely use healthcare and want catastrophic coverage protection.
Middle ground on premiums and costs. Silver is the only tier eligible for cost-sharing reductions if your income qualifies. Often the best value.
Higher premiums but lower out-of-pocket costs when you use care. Best for people who have regular medical needs or take multiple prescriptions.
Founder of Mauldin Insurance Group. 20+ years in banking & finance. Medicare specialist, Maxwell Leadership certified, Senior Advocate.
Independent, honest, and always in your corner. Dedicated to helping South Carolina families find the right coverage β never in a hurry to push a sale.
Call us or request a free consultation β no obligation, no pressure, just honest help.