πŸ“ž Jennifer: (843) 509-2462 | πŸ“ž Ben: (803) 920-8827
βœ… Licensed & Independent
βœ… Multiple Carrier Options
βœ… Free Consultations
βœ… Serving All of SC
ACA Health Insurance in South Carolina

Affordable Health Insurance for South Carolinians Not Yet on Medicare

If you're under 65 or not yet eligible for Medicare, we help you find the right ACA marketplace health plan β€” and make sure you're receiving every dollar of subsidy you qualify for.

Health Insurance You Can Actually Afford

The Affordable Care Act (ACA) created the Health Insurance Marketplace, where individuals and families can shop for comprehensive health coverage. Depending on your income, you may qualify for Premium Tax Credits that significantly reduce your monthly premium β€” sometimes to $0.

As independent agents, we help you compare every plan available in South Carolina and identify every subsidy you're eligible for. Most people are surprised at how much financial assistance is available.

Open Enrollment runs November 1 through January 15 in South Carolina. Special Enrollment Periods are available if you experience a qualifying life event β€” like losing job-based coverage, getting married, or having a baby.

  • All plans cover essential health benefits
  • Pre-existing conditions cannot affect your eligibility or rate
  • Premium Tax Credits available based on household income
  • Cost-sharing reductions for qualifying lower-income households
  • Open Enrollment: Nov 1–Jan 15 each year
  • Special Enrollment Periods for qualifying life events

Bronze, Silver, Gold β€” What's the Difference?

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Bronze Plans

Lowest monthly premiums, highest out-of-pocket costs. Best for people who rarely use healthcare and want catastrophic coverage protection.

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Silver Plans

Middle ground on premiums and costs. Silver is the only tier eligible for cost-sharing reductions if your income qualifies. Often the best value.

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Gold Plans

Higher premiums but lower out-of-pocket costs when you use care. Best for people who have regular medical needs or take multiple prescriptions.

ACA Health Insurance FAQ

Subsidies (Premium Tax Credits) are available to individuals and families with incomes between 100% and 400% of the federal poverty level β€” and in recent years expanded beyond that. We run the numbers for you to see exactly what assistance you qualify for.
If you missed Open Enrollment (Nov 1–Jan 15), you can still enroll if you have a qualifying life event β€” losing coverage, moving, getting married, having a child, and others. We help you determine if you qualify for a Special Enrollment Period.
Yes β€” just like with Medicare, our services are completely free. Insurance carriers pay our commission. Your premium is the same whether you use an agent or enroll directly through Healthcare.gov.
ACA plans are fully comprehensive and cover pre-existing conditions. Short-term plans are cheaper but can deny coverage for pre-existing conditions and don't cover essential health benefits. We can explain the trade-offs for your specific situation.
Yes β€” self-employed individuals and sole proprietors are among the most common ACA enrollees. Your net self-employment income counts toward subsidy eligibility. Many self-employed South Carolinians qualify for significant financial assistance.

Your Local Independent Agents

Jennifer Mauldin

Jennifer Mauldin

Licensed Insurance Agent

Founder of Mauldin Insurance Group. 20+ years in banking & finance. Medicare specialist, Maxwell Leadership certified, Senior Advocate.

Ben Mauldin

Ben Mauldin

Licensed Insurance Agent

Independent, honest, and always in your corner. Dedicated to helping South Carolina families find the right coverage β€” never in a hurry to push a sale.

Ready to Get Started?

Call us or request a free consultation β€” no obligation, no pressure, just honest help.

πŸ“ž Call 843-509-2462 Contact Us β†’ ← Back to Home